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Low documentation home loans for self employed applicants

Low documentation home loans for self employedIf you are self employed with regular income and assets, but are unable to provide the financial statements or tax returns usually required for a loan application, you may want to consider a low documentation (low doc) loan.

When you apply for a low doc loan you are required to sign a declaration that states your annual income and ability to afford the loan, instead of providing tax returns with your application.

Low doc loans are available for:

  • investment and owner occupied home loans
  • business loans

If you do have your financial records up to date, you also have the option to apply for our standard home loans*.

Let Wizard help

Loans to suit your situation

Wizard offers the following low doc loans for self-employed applicants. Click on the product links for more information. 
*Conditions apply. A lending manager will provide details.

Loan Rate
p.a. from
Term Key Features Fees
Fast Doc 
8.90%Fixed rate
8.90%Floating rate
1yr fixed

Option for those who have been self-employed for less than two years $0
Interest rates last updated Wednesday, 17 December 2008
Fixed rate = fixed rate    Floating rate = floating rate    

The actual rate is determined when the loan is settled


Useful links
  • Small-business challenges: Getting finance




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