Wizard Fast Card A Wizard Fast Card is a great way to obtain short-term credit for the things you need.

Access to the New Zealand's best rewards programme¹ – American Express Membership Rewards®².

Transfer your balance from another credit card to your Wizard Fast Card on the application form on this website only, and you'll pay 9.99% p.a. on that first transfer until that transfer is paid off (your monthly payments will first repay the balance you have transferred before reducing other outstanding amounts, such as new purchases).³

If you choose not to pay your balance off in full each month or obtain a cash advance, your ongoing interest rate will be 21.45% p.a.⁴

Plus, when used in conjunction with your Wizard home loan, the Wizard Fast Card can help pay off your home loan sooner⁵.

American Express is now accepted at more places than ever before, enabling American Express Cardmembers to use their Card for everyday purchases from groceries to petrol, paying household bills and even school and council fees.

Click here for a list of the major New Zealand establishments that now accept American Express.

Find out more about the Wizard Fast Card

1. Cannex November 2007. To view the full report, visit www.americanexpress.co.nz/cannex
2. Enrolment and participation in the American Express Membership Rewards Programme is subject to the Membership Rewards Terms and Conditions and partner terms and conditions. An annual $50 Membership Rewards fee applies. Only purchases are eligible for Membership Rewards points - balance transfers and cash advances are ineligible. Membership Rewards points do not expire while your Account is in good standing. A fee may be applicable for participation in partner airline programmes. A transfer fee of $35 per transfer of points to one of our airline partner programmes will apply.
3.All payments to your credit card are applied first to transferred balances, including transferred balances benefiting from promotional interest rates on a first in first out basis. Minimum payment requirements of the card account apply to balance transfers. There are no interest free days on balance transfers.
4.Subject to Terms and Conditions. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Interest rates are correct as at 1 October 2007 and are subject to change.
5.Only available on Wizard Smart Choice loans where direct salary crediting is available. Interest on all Wizard loans is calculated on the daily balance. For every day your salary stays in your loan account, interest is reduced, which helps reduce the time required to pay off your loan.

Membership Rewards® programme - Whatever your aspirations Membership Rewards® is the best way to reach them

Wizard Fast Card application

Fast Card frequently asked questions